Rely on Denis O. Brown for expert, efficient, and careful claims handling.
Personalised Assistance
Our in-house team gets to know you and your policy, providing personalised support and understanding your unique situation to help you navigate the claims process with ease.
Quick Resolutions
We work directly with you, insurers, and claims service providers to proactively progress your claim. We push for the fastest possible settlement.
Clear Communication
We keep you updated throughout the lifespan of your claim. You will always know where you stand, without having to chase us.
Expert Advocacy
Our experienced handlers have the technical knowledge to provide appropriate advice and, if necessary, challenge insurer decisions to ensure you get what you are owed.
One-Stop Service
We do not outsource claims handling to third-party administrators. We keep it in-house to guarantee service quality. We also access solicitors directly when legal assistance, such as uninsured loss recovery, is required.
Report a Claim
New & Existing Claims
Please call our claims team on 01786 449966 – Option 5 or email
New Claims:
newclaims@denisobrown.co.uk
Existing Claims:
claims@denisobrown.co.uk
Out of hours claims
For any incident occurring outside normal office hours, refer to your policy for the relevant insurer’s 24-hour claims line and report the loss immediately.
Please then inform our claims team at the earliest opportunity so we can help progress your claim.
Denis O. Brown Claims Management

Property & Business Interruption
Serious or complex claims are classified as large losses and handled by specialist teams and insurer-appointed Loss Adjusters. Denis O. Brown offers a dedicated claims management service through our own Chartered Loss Adjuster. We provide site attendance, claim preparation, and negotiation throughout the entire process. This service is free of charge for Denis O. Brown clients and available to others on a paid basis.
Liability Claims
When a liability claim arises or someone is injured at work, immediate action is critical. Denis O. Brown can arrange prompt on-site attendance by our in-house Risk Manager to assess the situation and provide instant advice. From the first response through to negotiation and settlement, our team works to protect your business and secure a fair outcome.
Here to help when it matters most.
Our Claim Services
Dedicated in House Claims Team
Denis O. Brown prioritises high-quality claims service. Our expanded team is led by a Claims Director-an experienced Chartered Loss Adjuster with over 30 years in the profession. We manage every claim from start to finish with clarity and control.
Claims Partnership
Our claims team leverages strong relationships with our insurer partners and specialist providers. We use these connections to ensure service standards are met and to optimise the settlement available under the terms of your policy.
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Available Services
We can produce or assist with:
- Farm Visit walk round and discussion
- Fire Prevention & Safety
- Appropriate Farm Risk Assessments
- Construction Site Controls
- Lone/Night Working Risk Controls
- Office Safety
- DSE Assessments
- Food Hygiene
- Working at Height
- Racking Safety
- Slips, Trips & Falls
- Violence & Personal Safety
- Tenanted Property Checks
- Property Inspections
- Bespoke Risk Manual


Agricultural & Commercial Insurance Specialists
Our dedicated team is here to provide you with the protection you need, so you can focus on enjoying life without worries. Contact us today to learn more about our Agricultural, Commercial and Risk Management offerings.
- Scotland's Largest Independent Insurance Broker
- In-house claims team and risk management team
- Access to the UK's strongest panel of insurers
Insurance that protects what matters most
Trusted, independent brokers specialising in commercial, agricultural, and private client insurance.
Safeguarding your Business, Protecting your family's future

Agricultural Insurance Specialists
At Denis O Brown, we understand the unique challenges and risks that come with running an agricultural business. Our tailored agricultural insurance policies provide you with the protection you need to safeguard your farm, livestock, buildings and equipment. Whether you’re facing unpredictable weather, malicious damage or unexpected incidents our comprehensive coverage ensures that your livelihood is secure.
- Farm Combined
- Farm Fleet
- Livestock
- Agricultural Vehicles
- Agricultural Contractors
- Environmental Laibility
- Renewable Energy
- Personal Accident
- Legal Expensives
Our Insurance

Commercial Insurance
Trust us to help safeguard your assets, employees, and operations, allowing you to focus on growth and success. Contact us today to discover how our commercial insurance solutions can provide the peace of mind your business deserves.


Agricultural Insurance
Partner with us to keep your farming operations running smoothly, no matter what comes your way. Get in touch with us today to learn more about our agricultural insurance solutions and how we can help you cultivate a resilient future.


Estates &
Private Clients
Protecting your estate requires more than standard cover. Our specialist team provides tailored life assurance and high net worth insurance solutions designed to safeguard your property, legacy, and long-term plans. Whether it’s a historic estate, family home, or valuable assets, we’re here to offer expert guidance and peace of mind. Contact us today to learn how we can help you protect what matters most.


Our dedicated team is here to provide you with the protection you need, so you can focus on enjoying life without worries. Contact us today to learn more about our home, motor, and travel insurance options and how we can help you protect what matters most.
Get A Quote
Our dedicated team is here to provide you with the protection you need, so you can focus on enjoying life without worries. Contact us today to learn more about our home, motor, and travel insurance options and how we can help you protect what matters most.